26 September 2005

I now have my car

I finally picked up my car last Friday. Over the weekend I've been pinching myself because it really doesn't seem true. It took such a long time to get the car, mainly because the title to the car got lost for a while. Without that title I could not do a damn thing.

As it turned out even though the title arrived on Friday, I nearly didn't get the car that day because I forgot about state tax on the car and didn't have enough cashola on me. I had to go to an ATM and withdraw more cash. I had hit the limit for that day on my US bank card so I tried my Australian bank card. It did not work. I tried it in several more ATMs. Still no go. I had to go back to my bank at work and withdraw more cash from my US account. Over the weekend I found out why my Aussie card was not working. Apparently the bank had blocked the card because some wankers in Malaysia were fraudulently using my card details. Nice.

So to summarise, this is what I had to go through to get my car, starting from 5 weeks ago:

1) Inspect the car and shake hands with the previous owner to agree to buy the car.
2) Get a bill of sale signed by the previous owner, myself and a witness so I could get a loan through my bank.
3) Wait a couple of days for the bank cheque to be ready and then send it to the lien holder via USPS express.
4) Get a call from the previous owner a few days later that the lien holder had not yet cashed the cheque.
5) Find the tracking number for the bank cheque and verify that it had been received by the lien holder.
6) Verify with the bank that the cheque had been cashed. It took 2 weeks for the lien holder to cash the cheque.
7) Get my insurance ready and going as I was expecting the title any day.
8) Receive a call from the previous owner that he had received details about the transaction from the lien holder. I had not received anything. Waited a week (my bank insisted they would contact me if they received anything).
9) Check with my bank if they had received the title. Nothing had yet been received.
10) Had to put my insurance on hold for a while.
11) Check with previous owner what address the previous lien holder had sent the title to. Initially they said the wrong address. Check again. The second time around they stated the correct address.
12) Check with bank whether they had received the title. They had not.
13) Start a process for getting a duplicate title since the real title was considered lost.
14) Found out this process didn't need to be started, as the bank headquarters said they had received the title and had sent it to my local bank 2 weeks prior.
15) Check with local bank whether they had received the title. They said they hadn't, although in the next week it just turned up.
16) Got my title! Put my insurance back to previous levels.
17) Went into the county offices to get my car registered. Forgot about the state tax. One of my cards had been fraudulently used and was barred. Had to go back to the work bank to get more money out.
18) Went back to the county offices and got my new number plates.
19) Went and picked up my car that same day, last Friday.

And now I will have to post up a picture, so let me put in a reminder:


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